PayAttention
01 / 05
Prepared for ABAC · Victoria

This model already won — at scale

Pay with attention, not money.

  • You asked for references — companies that already built large businesses on the same idea PayAttention is built on: let the customer pay with an action, an alternative, or a sponsor — not only cash.
  • The clearest analogue is Xsolla: it grew into a ~$3B game-commerce business largely by accepting the things gamers actually have — cash, coupons, gift cards, carrier billing — instead of only cards.
  • Below: the competitive map, why PayAttention wins, and the proven companies that de-risk each mechanic we combine.
Xsolla → ~$3B TrialPay → acquired by Visa Rokt → $3.5B ironSource → $4.4B Afterpay → $29B exit
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Competition

Why PayAttention wins

Each neighbouring category is a multi-billion-dollar business — proof the demand is real. PayAttention sits where they don't: the customer pays less or nothing, the merchant still gets full price immediately, and a sponsor funds the gap.

💳

BNPL

Klarna · Affirm · Afterpay

BNPL splits payment into installments, but the user still pays the full price — just later. It adds credit risk and doesn't fit low-ticket. PayAttention isn't credit: the user pays less or nothing, the merchant gets full price immediately, and there's zero financial risk for either side.

Klarna ~$5BAffirm ~$28BAfterpay $29B exit
🧾

Checkout monetization

Rokt · Paylode · Aftersell

These platforms show third-party offers during or after checkout to squeeze extra revenue from completed transactions — they only work when the user already paid. PayAttention recovers failed checkouts at the moment of price rejection, not after the sale.

Rokt $3.5BPaylode $5.5M seedAftersell acq. by Rokt
🎰

Rewarded ads & offerwalls

adjoe · ironSource · Swagbucks

Users earn points or in-app currency for watching ads and completing micro-tasks in standalone apps with no link to a product's paywall. PayAttention is embedded in the checkout — the reward is the product itself, not points in a separate app.

adjoe BertelsmannironSource $4.4BSwagbucks 120M users

PayAttention

sponsor-funded payment path

One payment option at checkout: the customer completes a verified sponsor action instead of paying. The sponsor covers the bill and pays a success fee, the merchant keeps full price with zero risk, and the customer pays $0. It borrows the best of all three neighbours — pay-less, checkout moment, verified action — without the credit risk, the after-sale timing, or the separate-app disconnect.

Customer pays $0Merchant keeps 100%Sponsor pays on verified action
Closest reference

Xsolla — accept what people actually have

Gamers, especially outside the US, often don't have a working card — but they do have cash, coupons, gift cards and phone credit. Xsolla built a multi-billion-dollar business by accepting all of it, and converting payments that card-only checkouts simply lose.

Direct analogue to PayAttention

Xsolla

Game commerce & payments · founded 2005

The insight is the same as ours: stop losing the sale because the customer can't pay the usual way.

Card-only checkout silently rejects a huge share of willing buyers who lack a card or won't use one. Xsolla lets developers accept 1,000+ local payment methods across 200+ regions — cash at kiosks, e-wallets, prepaid and gift cards, coupons, carrier billing — through one integration. When people see a way to pay that fits their reality, they complete the purchase. PayAttention extends the same logic one step further: when the customer has no money to give, they can pay with a verified action a sponsor funds instead.

1,000+ payment methods 200+ regions Valued ~$3B
~$3B
Estimated valuation (Goldman Sachs / BofA)
1,000+
Local payment methods, up from ~700 in 2016
200+
Regions covered by a single integration
$280M
Reported revenue scale
What Xsolla accepts instead of just cards
💳Cards 💵Cash / kiosks 🎟️Coupons 🎁Gift cards 📱Carrier billing 👛E-wallets
What PayAttention adds
A verified sponsor action = $0 paid
The references

Companies that already won on adjacent mechanics

PayAttention isn't betting on an unproven behaviour. Each piece of the model — pay with an action, monetize the checkout moment, accept alternative value, reward completion — is already a large, funded or exited business.

TrialPay
Acq. by Visa '15
Pay-with-an-offer · the literal precedent
Shoppers got a product free by completing a sponsored action — a trial, a signup, a purchase elsewhere. Advertisers paid on performance. Acquired by Visa and turned into the Visa Commerce Network. This is PayAttention's exact mechanic, validated by a payments giant.
Rokt
$3.5B
Checkout-moment monetization
Proved that the transaction moment itself is premium inventory — relevant offers at checkout drive high-intent conversion. PayAttention owns the same moment, but earlier: at the point of price rejection.
ironSource
$4.4B
Rewarded actions & offerwalls
Built one of the largest rewarded-action networks in gaming, merged with Unity at $4.4B. Confirms that "complete a verified action for value" scales into serious infrastructure revenue.
AppLovin
Public
Performance app monetization
Public company built on pay-per-verified-outcome advertising at massive scale — the CPA discipline PayAttention charges on: advertisers pay only for completed, verified actions.
Afterpay
$29B exit
Pay differently at checkout (BNPL)
Showed how much value sits in changing how people pay at checkout — a $29B exit to Block. PayAttention removes the credit risk BNPL carries: the sponsor pays, not the customer, later.
Xsolla
~$3B
Alternative payment methods
The flagship reference above — 1,000+ ways to pay across 200+ regions. Accepting what customers actually have, instead of only cards, is a multi-billion-dollar business on its own.
$40B+
Combined value of the reference companies above
1
Payments giant (Visa) already bought the exact mechanic
200+
Regions where alt-payment demand is already proven
$0
What the PayAttention customer pays — the missing step none of them took
In short

Proven demand. One step further.

Every neighbour proved a piece: pay with an action (TrialPay → Visa), the checkout moment (Rokt), rewarded completion (ironSource, AppLovin), pay differently (Afterpay), accept what people have (Xsolla). PayAttention is the first to combine them into a single checkout option where the customer pays $0 and the merchant keeps 100%.

Andrey Monastyrskiy
Co-Founder & CEO
ao.monastyrskiy@gmail.com LinkedIn ↗
Danil Larionov
Co-Founder & CPO
LinkedIn ↗ payattention.now